Nanao City finances

石川県七尾市の財政

City Ishikawa Prefecture, Japan Population 46,500 Area 318.26 km² FY2024 settlement of accounts
Total spending
¥62.5B
Per resident ¥1,343,235
Local bonds outstanding
¥48.8B
Per resident ¥1,049,521
Reserve funds
¥13.1B
Per resident ¥280,811
Fiscal strength index
0.45
Closer to 1.0 = more self-funded

Fiscal health rank among 1,741 municipalities and within Ishikawa Prefecture

Fiscal strength index
0.45
#820 of 1718 in Japan · #11 of 19 in the prefecture (highest first)
Median of similar municipalities 0.46
0.51.0
What this means

How much of the standard cost of public services a municipality can cover with its own tax revenue. Above 1.0, it receives no ordinary local allocation tax from the national government.

Current balance ratio
94.0%
#1197 of 1741 in Japan · #13 of 19 in the prefecture (lowest first)
Median of similar municipalities 93.6%
708090100
What this means

Recurring costs that must be paid every year (personnel, social assistance, debt service) as a share of recurring general revenue. The higher it is, the less room for new spending; above 90% is considered rigid.

Local bonds outstanding per residentWorse than peers
¥1,049,521
#1388 of 1741 in Japan · #15 of 19 in the prefecture (lowest first)
Median of similar municipalities ¥533,835
What this means

Outstanding local government bonds at fiscal year-end divided by the population.

Reserve funds per residentBetter than peers
¥280,811
#806 of 1741 in Japan · #9 of 19 in the prefecture (highest first)
Median of similar municipalities ¥215,241
What this means

Fiscal adjustment, debt reduction and special-purpose funds at fiscal year-end divided by the population.

Own-source revenue ratioWorse than peers
22.3%
#1590 of 1741 in Japan · #15 of 19 in the prefecture (highest first)
Median of similar municipalities 36.6%
What this means

The share of revenue the municipality raises itself: taxes, fees, charges and similar.

Fiscal adjustment fund ratio
21.9%
#1006 of 1718 in Japan · #13 of 19 in the prefecture (highest first)
Median of similar municipalities 22.8%
What this means

The freely usable reserve (fiscal adjustment fund) as a percentage of standard annual revenue. Around 10–20% is considered comfortable.

Revenue ¥68.7B · per resident ¥1,476,543

Local taxes 11.2%Shared taxes and grants 3.3%Local allocation tax 22.7%National subsidies 21.4%Prefectural subsidies 10.0%Borrowing (local bonds) 20.3%Donations 1.8%Other 9.3%
SourceAmountPer residentShare
Local taxes
Resident tax, fixed asset tax and other taxes paid by residents and businesses
¥7.7B¥166,05311.2%
Shared taxes and grants
Portions of national and prefectural taxes distributed to municipalities
¥2.3B¥49,3083.3%
Local allocation tax
Unconditional transfers from the national government to municipalities with smaller tax bases
¥15.6B¥335,72322.7%
National subsidies
National treasury disbursements for specific programs
¥14.7B¥315,39821.4%
Prefectural subsidies
Prefectural disbursements for specific programs
¥6.8B¥146,97110.0%
Borrowing (local bonds)
New borrowing during the year
¥13.9B¥299,78520.3%
Donations
Including hometown tax (furusato nozei)
¥1.2B¥26,5821.8%
Other
Fees, charges, transfers from reserves, carry-overs and other revenue
¥6.4B¥136,7239.3%

Hometown tax (furusato nozei) donations received in FY2024: ¥916M

Spending by function per resident

This municipalityMedian of cities with 30,000–50,000 people (175)
FunctionAmountPer residentPeer medianShare
Health & sanitation
Health checks, vaccinations, waste disposal
¥19.7B¥423,706¥53,61931.5%
Welfare
Elderly, children, people with disabilities, public assistance
¥12.7B¥272,802¥204,71320.3%
General administration
Office management, tax collection, family registers, elections
¥7.7B¥164,798¥95,25712.3%
Disaster recovery¥6.1B¥132,254¥1,5789.8%
Debt service
Repayment of principal and interest on local bonds
¥4.0B¥86,171¥55,6096.4%
Education
Schools, libraries, community centers, sports facilities
¥3.3B¥70,520¥65,1805.3%
Public works
Roads, bridges, parks, sewers, public housing
¥2.9B¥62,148¥56,1094.6%
Fire & emergency¥2.5B¥53,966¥24,6924.0%
Agriculture, forestry & fisheries¥1.8B¥38,089¥24,4982.8%
Commerce & tourism
Business attraction, shopping streets, tourism
¥1.6B¥33,794¥15,9792.5%
Assembly¥227M¥4,879¥4,5580.4%
Labor¥5M¥109¥4810.0%

Welfare spending

Children
¥3.4B
Per resident ¥73,163 (median ¥74,813)
Elderly
¥2.6B
Per resident ¥55,391 (median ¥44,208)
Social welfare
¥3.3B
Per resident ¥70,107 (median ¥69,722)
Public assistance
¥371M
Per resident ¥7,969 (median ¥15,038)

Spending by type per resident

Personnel, social assistance and debt service are "mandatory" spending that is hard to cut. Here they make up 23.9% of spending.

Ten-year trends

Debt and reserves per resident

Local bondsReserve funds
¥0¥500K¥1.0M¥1.5M2015201620172018201920202021202220232024Debt per residentReserves per resident

Spending per resident

¥0¥500K¥1.0M¥1.5M2015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Fiscal strength index

0.400.500.600.702015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Current balance ratio

88%90%92%95%98%2015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Population

45K48K50K52K55K58K2015201620172018201920202021202220232024Population
See the numbers by year
Fiscal yearPopulationSpendingLocal bondsReservesFiscal strengthCurrent balanceDebt service
FY202446,500¥62.5B¥48.8B¥13.1B0.4594.0%—
FY202348,268¥34.3B¥38.7B¥9.6B0.4495.5%—
FY202249,259¥38.0B¥39.1B¥8.6B0.4492.0%—
FY202150,182¥36.7B¥37.9B¥7.6B0.4389.2%—
FY202051,178¥38.8B¥38.1B¥6.7B0.4493.3%—
FY201952,117¥30.6B¥39.8B¥6.4B0.4393.4%—
FY201852,940¥31.1B¥41.9B¥6.6B0.4394.9%—
FY201753,927¥34.1B¥44.6B¥8.1B0.4395.1%—
FY201654,561¥35.1B¥48.3B¥10.6B0.4397.0%—
FY201555,382¥32.9B¥48.7B¥10.3B0.4393.5%—

Similar-sized cities in Ishikawa Prefecture

All municipalities in Ishikawa Prefecture →

Source: Ministry of Internal Affairs and Communications, "Settlement of accounts by municipality" (ordinary accounts), processed by Zaisei Zukan. Per-resident amounts use that year's basic resident register population. Fiscal years run from April to March (FY2024 = April 2024 to March 2025). 日本語のページ(AIの要約・首長と選挙)