Kaga City finances

石川県加賀市の財政

City Ishikawa Prefecture, Japan Population 61,703 Area 305.87 km² FY2024 settlement of accounts
Total spending
¥38.0B
Per resident ¥615,906
Local bonds outstanding
¥39.2B
Per resident ¥635,537
Reserve funds
¥3.3B
Per resident ¥53,529
Fiscal strength index
0.54
Closer to 1.0 = more self-funded

Fiscal health rank among 1,741 municipalities and within Ishikawa Prefecture

Fiscal strength indexWorse than peers
0.54
#649 of 1718 in Japan · #7 of 19 in the prefecture (highest first)
Median of similar municipalities 0.64
0.51.0
What this means

How much of the standard cost of public services a municipality can cover with its own tax revenue. Above 1.0, it receives no ordinary local allocation tax from the national government.

Current balance ratio
95.9%
#1417 of 1741 in Japan · #17 of 19 in the prefecture (lowest first)
Median of similar municipalities 94.0%
708090100
What this means

Recurring costs that must be paid every year (personnel, social assistance, debt service) as a share of recurring general revenue. The higher it is, the less room for new spending; above 90% is considered rigid.

Local bonds outstanding per residentWorse than peers
¥635,537
#1049 of 1741 in Japan · #8 of 19 in the prefecture (lowest first)
Median of similar municipalities ¥382,998
What this means

Outstanding local government bonds at fiscal year-end divided by the population.

Reserve funds per residentWorse than peers
¥53,529
#1668 of 1741 in Japan · #18 of 19 in the prefecture (highest first)
Median of similar municipalities ¥126,853
What this means

Fiscal adjustment, debt reduction and special-purpose funds at fiscal year-end divided by the population.

Own-source revenue ratioWorse than peers
36.8%
#901 of 1741 in Japan · #6 of 19 in the prefecture (highest first)
Median of similar municipalities 43.4%
What this means

The share of revenue the municipality raises itself: taxes, fees, charges and similar.

Fiscal adjustment fund ratioWorse than peers
5.4%
#1687 of 1718 in Japan · #19 of 19 in the prefecture (highest first)
Median of similar municipalities 18.8%
What this means

The freely usable reserve (fiscal adjustment fund) as a percentage of standard annual revenue. Around 10–20% is considered comfortable.

Revenue ¥38.8B · per resident ¥629,614

Local taxes 23.9%Shared taxes and grants 7.0%Local allocation tax 22.3%National subsidies 19.5%Prefectural subsidies 6.1%Borrowing (local bonds) 8.3%Donations 2.7%Other 10.2%
SourceAmountPer residentShare
Local taxes
Resident tax, fixed asset tax and other taxes paid by residents and businesses
¥9.3B¥150,43323.9%
Shared taxes and grants
Portions of national and prefectural taxes distributed to municipalities
¥2.7B¥44,2847.0%
Local allocation tax
Unconditional transfers from the national government to municipalities with smaller tax bases
¥8.7B¥140,58622.3%
National subsidies
National treasury disbursements for specific programs
¥7.6B¥122,51119.5%
Prefectural subsidies
Prefectural disbursements for specific programs
¥2.4B¥38,4226.1%
Borrowing (local bonds)
New borrowing during the year
¥3.2B¥52,3908.3%
Donations
Including hometown tax (furusato nozei)
¥1.0B¥16,9722.7%
Other
Fees, charges, transfers from reserves, carry-overs and other revenue
¥3.9B¥64,01510.2%

Hometown tax (furusato nozei) donations received in FY2024: ¥999M

Spending by function per resident

This municipalityMedian of cities with 50,000–100,000 people (234)
FunctionAmountPer residentPeer medianShare
Welfare
Elderly, children, people with disabilities, public assistance
¥13.4B¥216,439¥194,51735.1%
Public works
Roads, bridges, parks, sewers, public housing
¥6.4B¥103,756¥44,17716.8%
General administration
Office management, tax collection, family registers, elections
¥4.0B¥64,957¥69,05310.5%
Education
Schools, libraries, community centers, sports facilities
¥3.8B¥61,459¥57,05810.0%
Health & sanitation
Health checks, vaccinations, waste disposal
¥3.5B¥56,293¥39,9139.1%
Debt service
Repayment of principal and interest on local bonds
¥3.4B¥55,591¥38,6839.0%
Fire & emergency¥1.3B¥21,137¥17,6233.4%
Commerce & tourism
Business attraction, shopping streets, tourism
¥924M¥14,976¥8,6412.4%
Agriculture, forestry & fisheries¥556M¥9,015¥9,0051.5%
Disaster recovery¥469M¥7,609¥811.2%
Assembly¥263M¥4,260¥3,3390.7%
Labor¥26M¥415¥4580.1%

Welfare spending

Children
¥5.1B
Per resident ¥82,468 (median ¥77,676)
Elderly
¥2.6B
Per resident ¥41,394 (median ¥34,812)
Social welfare
¥4.2B
Per resident ¥67,470 (median ¥63,964)
Public assistance
¥1.3B
Per resident ¥21,642 (median ¥17,030)

Spending by type per resident

Personnel, social assistance and debt service are "mandatory" spending that is hard to cut. Here they make up 45.2% of spending.

Ten-year trends

Debt and reserves per resident

Local bondsReserve funds
¥0¥200K¥400K¥600K¥800K2015201620172018201920202021202220232024Debt per residentReserves per resident

Spending per resident

¥0¥200K¥400K¥600K¥800K2015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Fiscal strength index

0.500.550.600.650.702015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Current balance ratio

88%90%92%94%96%2015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Population

60K62K64K66K68K70K2015201620172018201920202021202220232024Population
See the numbers by year
Fiscal yearPopulationSpendingLocal bondsReservesFiscal strengthCurrent balanceDebt service
FY202461,703¥38.0B¥39.2B¥3.3B0.5495.9%—
FY202362,545¥36.6B¥39.3B¥4.3B0.5495.5%—
FY202263,486¥34.1B¥38.7B¥5.1B0.5593.4%—
FY202164,276¥37.2B¥39.1B¥5.5B0.5789.2%—
FY202065,307¥42.1B¥38.2B¥5.9B0.5894.3%—
FY201966,350¥30.9B¥36.9B¥7.1B0.5892.6%—
FY201867,221¥30.0B¥36.4B¥8.0B0.5890.6%—
FY201767,993¥29.9B¥36.5B¥8.6B0.5890.7%—
FY201668,699¥32.4B¥36.8B¥9.0B0.5790.7%—
FY201569,386¥28.8B¥36.8B¥8.6B0.5791.0%—

Similar-sized cities in Ishikawa Prefecture

All municipalities in Ishikawa Prefecture →

Source: Ministry of Internal Affairs and Communications, "Settlement of accounts by municipality" (ordinary accounts), processed by Zaisei Zukan. Per-resident amounts use that year's basic resident register population. Fiscal years run from April to March (FY2024 = April 2024 to March 2025). 日本語のページ(AIの要約・首長と選挙)