Ishikawa Prefecture finances

石川県の財政

Prefecture Population 1,098,121 FY2024 settlement of accounts 19 municipalities ↓

Total spending

¥1.01T

Per resident ¥921,883

Local bonds outstanding

¥1.24T

Per resident ¥1,126,029

Reserve funds

¥267.7B

Per resident ¥243,758

Fiscal strength index

0.50

Closer to 1.0 = more self-funded

Fiscal health rank among the 47 prefectures

Fiscal strength indexBetter than peers

0.50

#22 of 47 in Japan (highest first)

Median of similar municipalities 0.47

What this means

How much of the standard cost of public services a municipality can cover with its own tax revenue. Above 1.0, it receives no ordinary local allocation tax from the national government.

Current balance ratio

92.2%

#14 of 47 in Japan (lowest first)

Median of similar municipalities 93.8%

What this means

Recurring costs that must be paid every year (personnel, social assistance, debt service) as a share of recurring general revenue. The higher it is, the less room for new spending; above 90% is considered rigid.

Real debt service ratioWorse than peers

12.3%

#33 of 47 in Japan (lowest first)

Median of similar municipalities 11.0%

What this means

Debt repayments relative to revenue (3-year average). At 18% or more, new borrowing needs approval; 25% or more triggers early fiscal soundness measures.

Future burden ratioWorse than peers

182.0%

#32 of 47 in Japan (lowest first)

Median of similar municipalities 159.7%

What this means

Debts and other future liabilities as a percentage of one year's standard revenue. For municipalities, 350% or more triggers early fiscal soundness measures. Zero when reserves exceed liabilities.

Local bonds outstanding per residentWorse than peers

¥1,126,029

#43 of 47 in Japan (lowest first)

Median of similar municipalities ¥820,968

What this means

Outstanding local government bonds at fiscal year-end divided by the population.

Reserve funds per residentBetter than peers

¥243,758

#2 of 47 in Japan (highest first)

Median of similar municipalities ¥72,828

What this means

Fiscal adjustment, debt reduction and special-purpose funds at fiscal year-end divided by the population.

Own-source revenue ratioWorse than peers

32.2%

#45 of 47 in Japan (highest first)

Median of similar municipalities 48.8%

What this means

The share of revenue the municipality raises itself: taxes, fees, charges and similar.

Fiscal adjustment fund ratioWorse than peers

5.3%

#32 of 47 in Japan (highest first)

Median of similar municipalities 6.4%

What this means

The freely usable reserve (fiscal adjustment fund) as a percentage of standard annual revenue. Around 10–20% is considered comfortable.

Revenue ¥1.05T · per resident ¥952,510

Local taxes 18.9%Shared taxes and grants 3.0%Local allocation tax 21.7%National subsidies 29.2%Borrowing (local bonds) 13.9%Donations 0.4%Other 12.9%

Source	Amount	Per resident	Share
Local taxes Resident tax, fixed asset tax and other taxes paid by residents and businesses	¥197.9B	¥180,211	18.9%
Shared taxes and grants Portions of national and prefectural taxes distributed to municipalities	¥30.9B	¥28,124	3.0%
Local allocation tax Unconditional transfers from the national government to municipalities with smaller tax bases	¥227.0B	¥206,686	21.7%
National subsidies National treasury disbursements for specific programs	¥305.8B	¥278,490	29.2%
Borrowing (local bonds) New borrowing during the year	¥145.3B	¥132,321	13.9%
Donations Including hometown tax (furusato nozei)	¥4.6B	¥4,229	0.4%
Other Fees, charges, transfers from reserves, carry-overs and other revenue	¥134.5B	¥122,447	12.9%

Spending by function per resident

This municipalityMedian of prefectures (47)

Welfare

¥210K

General administration

¥163K

Disaster recovery

¥120K

Education

¥111K

Debt service

¥73K

Public works

¥72K

Commerce & tourism

¥54K

Agriculture, forestry & fisheries

¥39K

Police

¥24K

Health & sanitation

¥19K

Function	Amount	Per resident	Peer median	Share
Welfare Elderly, children, people with disabilities, public assistance	¥230.1B	¥209,546	¥80,864	22.7%
General administration Office management, tax collection, family registers, elections	¥179.4B	¥163,391	¥33,399	17.7%
Disaster recovery	¥131.8B	¥120,023	¥2,912	13.0%
Education Schools, libraries, community centers, sports facilities	¥121.8B	¥110,960	¥104,412	12.0%
Debt service Repayment of principal and interest on local bonds	¥80.5B	¥73,323	¥64,586	8.0%
Public works Roads, bridges, parks, sewers, public housing	¥78.8B	¥71,795	¥66,108	7.8%
Commerce & tourism Business attraction, shopping streets, tourism	¥58.8B	¥53,525	¥53,525	5.8%
Agriculture, forestry & fisheries	¥42.9B	¥39,076	¥31,061	4.2%
Police Prefectures only	¥25.9B	¥23,563	¥26,383	2.6%
Health & sanitation Health checks, vaccinations, waste disposal	¥20.9B	¥19,062	¥19,958	2.1%
Labor	¥2.1B	¥1,923	¥1,436	0.2%
Assembly	¥1.1B	¥1,006	¥873	0.1%
Fire & emergency	¥0	¥0	¥0	0.0%

Welfare spending

Children

¥21.0B

Per resident ¥19,104 (median ¥19,268)

Elderly

¥39.3B

Per resident ¥35,807 (median ¥34,452)

Social welfare

¥24.0B

Per resident ¥21,886 (median ¥23,130)

Public assistance

¥1.0B

Per resident ¥934 (median ¥1,753)

Spending by type per resident

Personnel, social assistance and debt service are "mandatory" spending that is hard to cut. Here they make up 22.1% of spending.

Personnel

¥121K

Social assistance

¥10K

Debt service

¥73K

Goods & services

¥132K

Subsidies

¥182K

Construction

¥99K

Transfers to other accounts

¥6K

Reserves

¥125K

Maintenance

¥7K

Ten-year trends

Debt and reserves per resident

Local bondsReserve funds

Spending per resident

Fiscal strength index

Current balance ratio

Population

See the numbers by year

Fiscal year	Population	Spending	Local bonds	Reserves	Fiscal strength	Current balance	Debt service
FY2024	1,098,121	¥1.01T	¥1.24T	¥267.7B	0.50	92.2%	12.3%
FY2023	1,109,226	¥652.5B	¥1.17T	¥143.3B	0.48	92.3%	12.3%
FY2022	1,117,303	¥623.9B	¥1.18T	¥135.2B	0.48	92.3%	12.5%
FY2021	1,124,501	¥656.3B	¥1.20T	¥132.1B	0.50	87.7%	12.6%
FY2020	1,132,656	¥610.0B	¥1.21T	¥119.3B	0.52	94.3%	12.7%
FY2019	1,139,612	¥530.8B	¥1.20T	¥116.6B	0.51	95.8%	12.9%
FY2018	1,145,948	¥521.7B	¥1.21T	¥118.1B	0.50	93.5%	13.2%
FY2017	1,150,398	¥527.3B	¥1.21T	¥122.5B	0.50	94.2%	13.5%
FY2016	1,153,627	¥559.4B	¥1.22T	¥116.7B	0.48	95.2%	13.9%
FY2015	1,157,042	¥521.0B	¥1.25T	¥111.3B	0.47	94.1%	14.3%

Municipalities in Ishikawa Prefecture FY2024 · click a column to sort

Amounts per resident. See also the fiscal strength ranking and debt per resident ranking in Ishikawa Prefecture.

Municipality	Population	Fiscal strength	Current balance	Debt service	Debt per resident	Reserves per resident	Spending per resident
Kanazawa City 金沢市	443,123	0.85	88.4%	—	¥469,107	¥105,727	¥471,518
Nanao City 七尾市	46,500	0.45	94.0%	—	¥1,049,521	¥280,811	¥1,343,235
Komatsu City 小松市	105,475	0.65	93.4%	—	¥574,638	¥48,419	¥533,761
Wajima City 輪島市	20,928	0.24	96.4%	—	¥2,879,747	¥1,217,180	¥5,236,299
Suzu City 珠洲市	11,374	0.22	99.2%	—	¥3,840,292	¥1,184,403	¥7,164,758
Kaga City 加賀市	61,703	0.54	95.9%	—	¥635,537	¥53,529	¥615,906
Hakui City 羽咋市	19,585	0.40	91.1%	—	¥717,618	¥282,287	¥900,262
Kahoku City かほく市	36,200	0.42	94.8%	—	¥563,778	¥187,213	¥627,936
Hakusan City 白山市	112,524	0.62	94.8%	—	¥730,274	¥81,414	¥549,014
Nomi City 能美市	49,704	0.64	94.8%	—	¥664,400	¥141,928	¥596,517
Nonoichi City 野々市市	54,583	0.78	93.9%	—	¥346,510	¥79,558	¥447,364
Kawakita Town 川北町	6,041	0.51	87.4%	—	¥907,753	¥364,306	¥916,605
Tsubata Town 津幡町	37,521	0.55	89.3%	—	¥480,496	¥76,849	¥509,298
Uchinada Town 内灘町	25,662	0.50	90.5%	—	¥491,502	¥91,546	¥558,853
Shika Town 志賀町	17,609	0.53	93.7%	—	¥651,765	¥540,938	¥1,654,204
Hodatsushimizu Town 宝達志水町	11,822	0.35	88.6%	—	¥588,877	¥272,003	¥1,028,362
Nakanoto Town 中能登町	16,529	0.30	93.4%	—	¥738,029	¥323,412	¥975,905
Anamizu Town 穴水町	6,907	0.27	90.3%	—	¥2,700,373	¥1,119,527	¥4,347,579
Noto Town 能登町	14,331	0.19	89.0%	—	¥2,064,086	¥487,329	¥2,737,629

Source: Ministry of Internal Affairs and Communications, settlement of accounts of prefectures and municipalities (ordinary accounts), processed by Zaisei Zukan.