Gunma Prefecture finances and its 35 municipalities (FY2024)

Fiscal health rank among the 47 prefectures

Fiscal strength indexBetter than peers

0.61

#12 of 47 in Japan (highest first)

Median of similar municipalities 0.47

What this means

How much of the standard cost of public services a municipality can cover with its own tax revenue. Above 1.0, it receives no ordinary local allocation tax from the national government.

Current balance ratio

91.9%

#12 of 47 in Japan (lowest first)

Median of similar municipalities 93.8%

What this means

Recurring costs that must be paid every year (personnel, social assistance, debt service) as a share of recurring general revenue. The higher it is, the less room for new spending; above 90% is considered rigid.

Real debt service ratioBetter than peers

9.2%

#9 of 47 in Japan (lowest first)

Median of similar municipalities 11.0%

What this means

Debt repayments relative to revenue (3-year average). At 18% or more, new borrowing needs approval; 25% or more triggers early fiscal soundness measures.

Future burden ratioBetter than peers

130.0%

#12 of 47 in Japan (lowest first)

Median of similar municipalities 159.7%

What this means

Debts and other future liabilities as a percentage of one year's standard revenue. For municipalities, 350% or more triggers early fiscal soundness measures. Zero when reserves exceed liabilities.

Local bonds outstanding per residentBetter than peers

¥638,879

#10 of 47 in Japan (lowest first)

Median of similar municipalities ¥820,968

What this means

Outstanding local government bonds at fiscal year-end divided by the population.

Reserve funds per residentWorse than peers

¥64,499

#30 of 47 in Japan (highest first)

Median of similar municipalities ¥72,828

What this means

Fiscal adjustment, debt reduction and special-purpose funds at fiscal year-end divided by the population.

Own-source revenue ratioBetter than peers

60.1%

#7 of 47 in Japan (highest first)

Median of similar municipalities 48.8%

What this means

The share of revenue the municipality raises itself: taxes, fees, charges and similar.

Fiscal adjustment fund ratioBetter than peers

17.7%

#3 of 47 in Japan (highest first)

Median of similar municipalities 6.4%

What this means

The freely usable reserve (fiscal adjustment fund) as a percentage of standard annual revenue. Around 10–20% is considered comfortable.

Revenue ¥900.2B · per resident ¥471,831

Local taxes 37.4%Shared taxes and grants 5.8%Local allocation tax 17.5%National subsidies 10.7%Borrowing (local bonds) 6.0%Donations 0.1%Other 22.6%

Source	Amount	Per resident	Share
Local taxes Resident tax, fixed asset tax and other taxes paid by residents and businesses	¥337.0B	¥176,605	37.4%
Shared taxes and grants Portions of national and prefectural taxes distributed to municipalities	¥52.4B	¥27,466	5.8%
Local allocation tax Unconditional transfers from the national government to municipalities with smaller tax bases	¥157.3B	¥82,438	17.5%
National subsidies National treasury disbursements for specific programs	¥95.9B	¥50,281	10.7%
Borrowing (local bonds) New borrowing during the year	¥53.7B	¥28,129	6.0%
Donations Including hometown tax (furusato nozei)	¥914M	¥479	0.1%
Other Fees, charges, transfers from reserves, carry-overs and other revenue	¥203.1B	¥106,432	22.6%

Spending by function per resident

This municipalityMedian of prefectures (47)

Education

¥94K

Welfare

¥75K

Commerce & tourism

¥71K

Debt service

¥51K

Public works

¥47K

General administration

¥28K

Police

¥24K

Health & sanitation

¥20K

Agriculture, forestry & fisheries

¥16K

Labor

¥879

Function	Amount	Per resident	Peer median	Share
Education Schools, libraries, community centers, sports facilities	¥180.0B	¥94,317	¥104,412	20.4%
Welfare Elderly, children, people with disabilities, public assistance	¥143.2B	¥75,027	¥80,864	16.2%
Commerce & tourism Business attraction, shopping streets, tourism	¥134.7B	¥70,593	¥53,525	15.3%
Debt service Repayment of principal and interest on local bonds	¥96.4B	¥50,545	¥64,586	10.9%
Public works Roads, bridges, parks, sewers, public housing	¥90.0B	¥47,186	¥66,108	10.2%
General administration Office management, tax collection, family registers, elections	¥54.1B	¥28,365	¥33,399	6.1%
Police Prefectures only	¥45.4B	¥23,784	¥26,383	5.1%
Health & sanitation Health checks, vaccinations, waste disposal	¥37.7B	¥19,761	¥19,958	4.3%
Agriculture, forestry & fisheries	¥30.5B	¥15,986	¥31,061	3.5%
Labor	¥1.7B	¥879	¥1,436	0.2%
Assembly	¥1.5B	¥763	¥873	0.2%
Disaster recovery	¥958M	¥502	¥2,912	0.1%
Fire & emergency	¥0	¥0	¥0	0.0%

Welfare spending

Children

¥42.7B

Per resident ¥22,388 (median ¥19,268)

Elderly

¥58.8B

Per resident ¥30,822 (median ¥34,452)

Social welfare

¥38.2B

Per resident ¥20,020 (median ¥23,130)

Public assistance

¥3.4B

Per resident ¥1,764 (median ¥1,753)

Spending by type per resident

Personnel, social assistance and debt service are "mandatory" spending that is hard to cut. Here they make up 39.7% of spending.

Personnel

¥114K

Social assistance

¥19K

Debt service

¥50K

Goods & services

¥16K

Subsidies

¥116K

Construction

¥58K

Transfers to other accounts

¥6K

Reserves

¥13K

Maintenance

¥3K

Ten-year trends

Debt and reserves per resident

Local bondsReserve funds

Spending per resident

Fiscal strength index

Current balance ratio

Population

See the numbers by year

Fiscal year	Population	Spending	Local bonds	Reserves	Fiscal strength	Current balance	Debt service
FY2024	1,907,976	¥881.5B	¥1.22T	¥123.1B	0.61	91.9%	9.2%
FY2023	1,919,232	¥886.9B	¥1.26T	¥127.1B	0.59	90.7%	9.3%
FY2022	1,930,976	¥945.8B	¥1.29T	¥90.6B	0.60	92.9%	9.4%
FY2021	1,943,667	¥991.7B	¥1.31T	¥73.7B	0.61	87.6%	9.4%
FY2020	1,958,185	¥999.3B	¥1.31T	¥39.9B	0.64	95.6%	10.0%
FY2019	1,969,439	¥731.2B	¥1.27T	¥29.9B	0.65	96.8%	10.6%
FY2018	1,981,202	¥718.0B	¥1.25T	¥33.5B	0.64	96.3%	11.2%
FY2017	1,990,584	¥727.3B	¥1.23T	¥38.0B	0.65	96.6%	11.5%
FY2016	1,998,275	¥725.8B	¥1.20T	¥40.1B	0.62	98.2%	11.7%
FY2015	2,005,320	¥751.9B	¥1.20T	¥46.4B	0.60	95.8%	12.1%

Municipalities in Gunma Prefecture FY2024 · click a column to sort

Amounts per resident. See also the fiscal strength ranking and debt per resident ranking in Gunma Prefecture.

Municipality	Population	Fiscal strength	Current balance	Debt service	Debt per resident	Reserves per resident	Spending per resident
Maebashi City 前橋市	329,120	0.77	94.5%	—	¥428,669	¥44,360	¥469,794
Takasaki City 高崎市	365,972	0.81	97.3%	—	¥398,067	¥37,755	¥483,784
Kiryu City 桐生市	101,185	0.55	95.9%	—	¥407,381	¥127,934	¥564,054
Isesaki City 伊勢崎市	212,084	0.80	96.7%	—	¥289,664	¥73,185	¥439,969
Ota City 太田市	223,075	0.94	87.8%	—	¥241,316	¥79,885	¥434,652
Numata City 沼田市	43,532	0.50	98.8%	—	¥592,225	¥110,813	¥548,858
Tatebayashi City 館林市	73,667	0.78	97.0%	—	¥356,920	¥68,826	¥440,429
Shibukawa City 渋川市	72,090	0.57	97.4%	—	¥412,163	¥190,559	¥537,107
Fujioka City 藤岡市	61,551	0.64	93.1%	—	¥354,493	¥178,830	¥493,997
Tomioka City 富岡市	45,172	0.62	95.5%	—	¥295,010	¥167,004	¥520,828
Annaka City 安中市	53,790	0.81	99.3%	—	¥339,960	¥206,805	¥541,605
Midori City みどり市	48,470	0.62	99.3%	—	¥483,407	¥306,898	¥633,246
Shinto Village 榛東村	14,634	0.52	96.7%	—	¥113,488	¥264,880	¥662,147
Yoshioka Town 吉岡町	22,643	0.68	94.1%	—	¥206,387	¥87,469	¥383,256
Ueno Village 上野村	1,011	0.73	79.0%	—	¥4,324,574	¥5,591,269	¥3,875,134
Kanna Town 神流町	1,511	0.16	93.9%	—	¥1,395,136	¥2,675,102	¥1,858,143
Shimonita Town 下仁田町	6,133	0.26	86.8%	—	¥708,249	¥555,277	¥910,292
Nanmoku Village 南牧村	1,427	0.13	82.3%	—	¥1,871,094	¥1,361,548	¥1,683,233
Kanra Town 甘楽町	12,368	0.48	84.9%	—	¥383,042	¥229,327	¥518,674
Nakanojiyo Town 中之条町	14,326	0.35	93.3%	—	¥428,538	¥682,749	¥723,207
Naganohara Town 長野原町	5,082	0.52	86.1%	—	¥789,677	¥1,530,974	¥1,100,714
Tsumagoi Village 嬬恋村	9,073	0.42	91.0%	—	¥749,520	¥364,948	¥961,754
Kusatsu Town 草津町	6,055	0.58	99.7%	—	¥487,232	¥1,001,455	¥1,097,764
Takayama Village 高山村	3,260	0.28	91.8%	—	¥500,207	¥1,200,813	¥1,009,940
Higashiagatsuma Town 東吾妻町	12,061	0.39	97.0%	—	¥780,995	¥413,402	¥724,394
Katashina Village 片品村	3,928	0.24	86.8%	—	¥1,033,628	¥926,030	¥1,152,718
Kawaba Village 川場村	2,973	0.24	89.6%	—	¥1,570,809	¥346,379	¥1,312,094
Showa Village 昭和村	6,938	0.44	84.5%	—	¥397,721	¥1,017,300	¥821,002
Minakami Town みなかみ町	16,954	0.39	87.3%	—	¥474,675	¥487,477	¥925,857
Tamamura Town 玉村町	35,620	0.74	94.7%	—	¥239,461	¥108,240	¥367,813
Itakura Town 板倉町	13,461	0.60	93.7%	—	¥267,140	¥318,631	¥468,338
Meiwa Town 明和町	10,751	0.93	129.8%	—	¥370,879	¥234,909	¥669,977
Chiyoda Town 千代田町	10,848	0.69	98.0%	—	¥280,005	¥739,068	¥811,380
Oizumi Town 大泉町	41,653	0.92	88.4%	—	¥179,712	¥176,480	¥422,651
Ora Town 邑楽町	25,558	0.74	99.8%	—	¥271,463	¥207,480	¥446,141