Okaya City finances

長野県岡谷市の財政

City Nagano Prefecture, Japan Population 46,469 Area 85.10 km² FY2024 settlement of accounts
Total spending
¥21.3B
Per resident ¥458,347
Local bonds outstanding
¥21.2B
Per resident ¥455,499
Reserve funds
¥6.5B
Per resident ¥140,052
Fiscal strength index
0.60
Closer to 1.0 = more self-funded

Fiscal health rank among 1,741 municipalities and within Nagano Prefecture

Fiscal strength indexBetter than peers
0.60
#530 of 1718 in Japan · #7 of 77 in the prefecture (highest first)
Median of similar municipalities 0.46
0.51.0
What this means

How much of the standard cost of public services a municipality can cover with its own tax revenue. Above 1.0, it receives no ordinary local allocation tax from the national government.

Current balance ratio
89.4%
#599 of 1741 in Japan · #54 of 77 in the prefecture (lowest first)
Median of similar municipalities 93.6%
708090100
What this means

Recurring costs that must be paid every year (personnel, social assistance, debt service) as a share of recurring general revenue. The higher it is, the less room for new spending; above 90% is considered rigid.

Local bonds outstanding per residentBetter than peers
¥455,499
#707 of 1741 in Japan · #33 of 77 in the prefecture (lowest first)
Median of similar municipalities ¥533,835
What this means

Outstanding local government bonds at fiscal year-end divided by the population.

Reserve funds per residentWorse than peers
¥140,052
#1245 of 1741 in Japan · #68 of 77 in the prefecture (highest first)
Median of similar municipalities ¥215,241
What this means

Fiscal adjustment, debt reduction and special-purpose funds at fiscal year-end divided by the population.

Own-source revenue ratioBetter than peers
42.9%
#575 of 1741 in Japan · #21 of 77 in the prefecture (highest first)
Median of similar municipalities 36.6%
What this means

The share of revenue the municipality raises itself: taxes, fees, charges and similar.

Fiscal adjustment fund ratioWorse than peers
20.0%
#1099 of 1718 in Japan · #65 of 77 in the prefecture (highest first)
Median of similar municipalities 22.8%
What this means

The freely usable reserve (fiscal adjustment fund) as a percentage of standard annual revenue. Around 10–20% is considered comfortable.

Revenue ¥22.1B · per resident ¥475,043

Local taxes 30.1%Shared taxes and grants 9.1%Local allocation tax 24.8%National subsidies 12.6%Prefectural subsidies 5.0%Borrowing (local bonds) 5.6%Donations 0.8%Other 12.0%
SourceAmountPer residentShare
Local taxes
Resident tax, fixed asset tax and other taxes paid by residents and businesses
¥6.6B¥142,79130.1%
Shared taxes and grants
Portions of national and prefectural taxes distributed to municipalities
¥2.0B¥43,1919.1%
Local allocation tax
Unconditional transfers from the national government to municipalities with smaller tax bases
¥5.5B¥117,73424.8%
National subsidies
National treasury disbursements for specific programs
¥2.8B¥59,86712.6%
Prefectural subsidies
Prefectural disbursements for specific programs
¥1.1B¥23,7475.0%
Borrowing (local bonds)
New borrowing during the year
¥1.2B¥26,6795.6%
Donations
Including hometown tax (furusato nozei)
¥184M¥3,9690.8%
Other
Fees, charges, transfers from reserves, carry-overs and other revenue
¥2.7B¥57,06512.0%

Hometown tax (furusato nozei) donations received in FY2024: ¥168M

Spending by function per resident

This municipalityMedian of cities with 30,000–50,000 people (175)
FunctionAmountPer residentPeer medianShare
Welfare
Elderly, children, people with disabilities, public assistance
¥7.4B¥159,023¥204,71334.7%
General administration
Office management, tax collection, family registers, elections
¥3.1B¥65,985¥95,25714.4%
Health & sanitation
Health checks, vaccinations, waste disposal
¥2.2B¥47,315¥53,61910.3%
Education
Schools, libraries, community centers, sports facilities
¥2.0B¥43,441¥65,1809.5%
Debt service
Repayment of principal and interest on local bonds
¥1.9B¥41,015¥55,6098.9%
Public works
Roads, bridges, parks, sewers, public housing
¥1.9B¥40,776¥56,1098.9%
Commerce & tourism
Business attraction, shopping streets, tourism
¥1.6B¥35,339¥15,9797.7%
Fire & emergency¥628M¥13,516¥24,6922.9%
Agriculture, forestry & fisheries¥276M¥5,946¥24,4981.3%
Assembly¥191M¥4,102¥4,5580.9%
Labor¥88M¥1,890¥4810.4%

Welfare spending

Children
¥2.8B
Per resident ¥60,102 (median ¥74,813)
Elderly
¥1.9B
Per resident ¥40,881 (median ¥44,208)
Social welfare
¥2.3B
Per resident ¥49,704 (median ¥69,722)
Public assistance
¥376M
Per resident ¥8,088 (median ¥15,038)

Spending by type per resident

Personnel, social assistance and debt service are "mandatory" spending that is hard to cut. Here they make up 45.4% of spending.

Ten-year trends

Debt and reserves per resident

Local bondsReserve funds
¥0¥200K¥400K¥600K2015201620172018201920202021202220232024Debt per residentReserves per resident

Spending per resident

¥0¥200K¥400K¥600K¥800K2015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Fiscal strength index

0.400.500.600.702015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Current balance ratio

82%85%88%90%92%95%2015201620172018201920202021202220232024This municipalityMedian of similar municipalities

Population

46K48K50K52K2015201620172018201920202021202220232024Population
See the numbers by year
Fiscal yearPopulationSpendingLocal bondsReservesFiscal strengthCurrent balanceDebt service
FY202446,469¥21.3B¥21.2B¥6.5B0.6089.4%—
FY202347,038¥21.4B¥21.7B¥6.3B0.6088.0%—
FY202247,691¥22.1B¥22.4B¥5.8B0.6186.2%—
FY202148,095¥22.9B¥22.9B¥4.8B0.6383.6%—
FY202048,825¥26.0B¥22.6B¥3.8B0.6591.0%—
FY201949,413¥19.4B¥22.6B¥3.7B0.6589.6%—
FY201849,862¥18.4B¥22.9B¥3.4B0.6690.8%—
FY201750,412¥19.1B¥24.1B¥3.0B0.6589.7%—
FY201650,853¥20.5B¥25.1B¥2.5B0.6491.2%—
FY201551,218¥21.0B¥25.2B¥2.4B0.6389.2%—

Similar-sized cities in Nagano Prefecture

All municipalities in Nagano Prefecture →

Source: Ministry of Internal Affairs and Communications, "Settlement of accounts by municipality" (ordinary accounts), processed by Zaisei Zukan. Per-resident amounts use that year's basic resident register population. Fiscal years run from April to March (FY2024 = April 2024 to March 2025). 日本語のページ(AIの要約・首長と選挙)